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US-Präsident Joe Biden hat die Öffnung des Luftraums durch Saudi-Arabien für Flüge von und nach Israel als «historisch» begrüsst.

Der Walliser Staatsrat Frédéric Favre (FDP) hat den Abschuss eines Wolfes in der Region Val d'Illiez angeordnet. Das Tier riss zwölf Nutztiere auf geschützten Alpweiden.

Spencer Webb stand am Anfang seiner Football-Karriere. Nun wird ihm ein Bade-Unfall zum Verhängnis. Er stirbt mit gerade mal 22 Jahren.

A delegation of seven MEPs, led by Budgetary Control Committee chair Monika Hohlmeier (EPP, DE) will travel to Warsaw to look into the disbursement of EU funds.
Committee on Budgetary Control

Source : © European Union, 2022 - EP

A delegation of seven MEPs, led by Budgetary Control Committee chair Monika Hohlmeier (EPP, DE) will travel to Warsaw to look into the disbursement of EU funds.
Committee on Budgetary Control

Source : © European Union, 2022 - EP

A delegation of seven MEPs, led by Budgetary Control Committee chair Monika Hohlmeier (EPP, DE) will travel to Warsaw to look into the disbursement of EU funds.
Committee on Budgetary Control

Source : © European Union, 2022 - EP

A delegation of seven MEPs, led by Budgetary Control Committee chair Monika Hohlmeier (EPP, DE) will travel to Warsaw to look into the disbursement of EU funds.
Committee on Budgetary Control

Source : © European Union, 2022 - EP

A digitális technológia olyan új erő, amely hatalmas változásokat hajt végre az összes iparágban, köztük a biztosítási szektorban is. Ezek a fejlesztések pedig fokozatosan megváltoztatják az ügyfelek és a biztosítók közötti interakciót. 

De milyen előnyökkel jár a kötvénytulajdonos számára, ha a például egy biztosítás szakértő weboldalán keresztül köti meg a szerződését?

Műveletek egyszerűen lebonyolíthatók

A hagyományos ügynöktől való függés megszűnik, az ügyfelek és a biztosító közötti interakciók pedig szűkülnek. Ez az internet segítségével lehetséges, amely megnyitotta a járatot a biztosítótársaság felé az ügyfelek számára. 

A vásárlástól a megújításon át a követelésig szinte minden eljárás leegyszerűsödik az e szolgáltatásokkal kapcsolatos műveletek digitalizálásának köszönhetően.

Követelések automatikus feldolgozása

A biztosítási ágazat digitális átalakulása a mesterséges intelligencia, a gépi tanulás és a prediktív elemzés révén hatékonyságának növeléséhez vezetett. A kárigények mostantól azonnal feldolgozhatók, és segítettek a biztosítóknak csökkenteni a „kötvényírás” idejét. Egyes digitális biztosítótársaságok megkövetelik a szerződőtől, hogy töltse fel a biztosított járműben elszenvedett károkról készült képeket, és indítson kárigényt, ami a hagyományos módszerhez képest sokkal gyorsabban megy végbe.

Megfizethető

Általában az online szerződések gyakran 30-70%-kal olcsóbbak, mint az offline csomagok. Ennek az az oka, hogy a biztosítótársaságok csökkenthetik rezsiköltségeiket és megszüntethetik az ügynöki jutalékokat, miközben online kötvényeket értékesítenek.

Kötvény dokumentumainak biztonsága

A biztosítási kötvény dokumentumainak nyomtatott példányait meglehetősen könnyű elveszíteni. A legrosszabb az egészben az, hogy nehézkes folyamat újra kiállítani a másolatot. 

Az online biztosítás esetében viszont a szerződő e-mailben megkapja a dokumentum másolatát. Így még ha elveszíti is a kötvénypapírok nyomtatott példányát, akkor is hozzáférhet ehhez példányhoz az e-mailjéből.

Miért érdemes a Biztosításszakértőt választani?

Egyrészt azért, mert a munkatársaik már több évtizedes tapasztalattal rendelkeznek a biztosítási tanácsadással kapcsolatban. Továbbá náluk nem csupán hangzatos célként van puffogtatva az ügyfél elégedettsége, hanem kiemelten fontosnak tartják az üzleti korrektséget és az egymás iránti tiszteletet. 

Összefoglalva

A biztosítás online vásárlása kényelmes és költséghatékony is egyben. Azzal, hogy egyre többen választják az online biztosítási vásárlás kényelmét, a biztosítók exkluzív ajánlatokat kezdtek el kínálni ezeknek az ügyfeleknek.

Köztük a Biztosításszakértő is, amely megérti, hogy haladni kell a korral, és az ügyfeleinek a legjobbat kell nyújtani a digitális szférából. A weboldalukon nem csupán életbiztosítási kötvények, hanem baleset-, utas-, vagyon- és gépjármű-biztosítás is elérhető. Továbbá az is megtanulható, hogyan szerezhető maximális profit és védelem belőlük.

 

The post Miért érdemes online biztosítást kötni? appeared first on .

By Armida Alisjahbana, Woochong Um and Kanni Wignaraja
BANGKOK, Thailand, Jul 15 2022 (IPS)

The start of the “Decade of Action” to achieve the United Nations’ Sustainable Development Goals (SDGs) has also marked the start of an unprecedented period of overlapping crises.

The Covid-19 pandemic and crises of conflict, hunger, climate change and environmental degradation are mutually compounding, pushing millions into acute poverty, health, and food insecurity. The Russian invasion of Ukraine has further disrupted supply chains and brought spikes in food and fuel prices.

Armida Salsiah Alisjahbana

A region at risk

The devastation caused by efforts to control the spread of Covid-19 across the Asia-Pacific region is now well documented. At least 90 million people have likely fallen into extreme poverty, and more than 150 million and 170 million people are under the poverty lines of US$3.20 and $5.50 a day, respectively.

The pandemic drove home the consequences of uneven progress on the SDGs and exposed glaring gaps in social protection and health-care systems. The dynamics of recovery in Asia and the Pacific have been shaped by access to vaccination and diagnostics, as well as by the structure and efficacy of national economies and public health systems.

Yet for all the economic contraction, greenhouse gas emissions in the Asia-Pacific region continued largely unabated, and the long-burning climate crisis continues to rage.

The positive effects of producing less waste and air pollution, for example, have been short-lived. Action lags, even as many countries in Asia and the Pacific have committed to scale up the ambition of their climate action and pursue a just energy transition. The political and economic drive to move away from fossil fuels remains weak, even with soaring prices of oil and gas across the region.

As the Ukraine conflict drives greater uncertainty and exacerbates food and fuel shortages, leading to surging prices, security is increasingly at the center of economic and political priorities.

This confluence of issues is adding to the shocks already dealt with by the pandemic and triggering crises of governance in some parts of our region. Again, the poorest and most vulnerable groups are the most affected.

Woochong Um

Price pressures on everyday necessities like food and fuel are straining household budgets, yet governments will find it more difficult to step in this time. Government responses to the previous succession of shocks have reduced fiscal space while leaving heightened national debt burdens in their wake.

It has never been more important to ensure that the integrated aspects of economic, social, and environmental sustainability are built into our approaches to recovery.

As our joint ESCAP-ADB-UNDP 2022 report on Building Forward Together for the SDGs highlighted, despite important pockets of good practice, countries of Asia and the Pacific need to act much more decisively – and faster and at scale – on this imperative. This redefines what progress means and how it is measured, as development that promotes the well-being of the whole – people and planet.

Extraordinary agenda for extraordinary times

All this is a sobering backdrop for achieving the ambitious agenda of the SDGs. But these interlocking shocks are also a result of a failure to advance on the SDGs as an integrated agenda.

We need unconventional responses and investments that fundamentally change what determines sustainable development outcomes. Rather than treating our current looming crises of energy, food and human security as distinct, we must address their interlinkages.

To illustrate, a determined focus on fiscal reforms that deliver environmental and social benefits can generate big wins. Asia and the Pacific can lead with action on long-standing commitments to eliminate costly environmentally harmful subsidies, including for fossil fuels.

Kanni Wignaraja

Some countries took advantage of reduced fossil-fuel consumption during the Covid-19 lockdowns and mobility restrictions to increase taxes on fuel to raise funds for recovery programs and provide health insurance and social protection for those least protected.

There are also opportunities to repurpose the estimated US$540 billion spent each year on global agricultural subsidies to promote more inclusive agriculture, and healthier and more sustainable systems of food production.

Better targeting smallholder farmers and rewarding good practices such as promoting shifts to regenerative agriculture can help transform food systems, restore ecosystems, and protect biodiversity.

Just transitions

For our part, as UN agencies and multilateral organizations, we are committed to supporting countries to pursue just transitions to rapid decarbonization and climate resilience. Scaling up the deployment of greener renewables will be key to meeting energy security needs.

Similarly, the current food crisis must be a catalyst for an urgent transition to more sustainable, locally secure food production and markets. Agricultural practices that foster local resilience, adopt nature-based solutions while increasing efficiencies, and support climate mitigation practices can strengthen long-term food security.

The SDGs test resolves and require us to address the difficult trade-offs of recovery. To emerge from interlinked crises of energy, food and fiscal space, we must accelerate the transformations needed to end poverty and protect the planet.

We must ensure that by 2030 all people, not just a few, enjoy a greater level of peace and prosperity.

The UN Economic and Social Commission for Asia and the Pacific (ESCAP), the Asian Development Bank and the UN Development Program will host a side event at the High-Level Political Forum for Sustainable Development on July 12, 2022, that will explore these themes further.

Armida Alisjahbana is Under-Secretary-General of the United Nations and Executive Secretary of the UN Economic and Social Commission for Asia and the Pacific (ESCAP).
Kanni Wignaraja is Assistant Administrator of the United Nations Development Program (UNDP).
Woochong Um is Managing Director General of the Asian Development Bank (ADB).

IPS UN Bureau

 

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Tőlünk nyugatra egy ideológiai háború dúl, egy istentelen ideológia, a halál kultúrája terjed és a szemünk előtt zajlik Európa "öngyilkossága" – jelentette ki tegnap Kövér László magyar házelnök Zalakaroson, a kisváros várossá válásának 25. évfordulója alkalmából rendezett ünnepségen.

Last year 25 million children worldwide missed vaccines that protect against life-threatening diseases, according to data published on Thursday (15 July) by the World Health Organization and UNICEF. It is the largest drop in childhood vaccination rates in about 30 years according to the organisations. "It is the largest sustained decline in childhood vaccinations in approximately 30 years has been recorded," Unicef said in a news release.

The production of solar panels is virtually monopolised by China, which makes no secret of its disdain for democratic values. In the absence of a solar industrial strategy, Europe’s dependence on Chinese crystalline silicon solar supply chains will only deepen, warns Mark Widmar.

Nach der Privatflugpanne von Alain Berset politisiert die SVP nun mit diesem Vorfall und wirft den SP-Bundesräten vor, im Blindflug unterwegs zu sein.

Die SVP versucht, aus der Flugaffäre um Alain Berset politisch Kapital zu schlagen. Sie hat ein Video auf den sozialen Medien veröffentlicht, dass den SP-Bundesrat aufs Korn nimmt.

The governance of ocean and polar regions is among the most relevant challenges in the combat against global environmental degradation and global inequalities. Ocean and polar regions are climate regulators and very much affected by climate change. They are an important source of nutrition for life in and above the sea. At the same time, they are subject to an increasing number of geopolitical and geo-economic conflicts. Due to the lasting virulence of many security issues, economic conflicts, legal disputes, new technological developments and environmental crises in global marine areas as well as the intricate overlap of sovereign, semi-sovereign and global commons territories, the relevance of ocean and polar governance is bound to rise: as frontiers both in global competitive strategies as well as most fragile eco-systems whose collapse would have catastrophic consequences. This thematic issue sketches important trends in research on ocean and polar governance, and identifies avenues for future research. In this editiorial, we first provide an overview of governance challenges for ocean and polar regions and their relevance for geopolitical and geo-economic conflicts. In a second step, we present the eight contributions that make up the thematic issue by clustering them around three themes: the impact of (re-)territorialisation on governance and the construction of authority, the effectiveness of regimes of ocean and polar governance, and, challenges to norm-creation in ocean governance.

The governance of ocean and polar regions is among the most relevant challenges in the combat against global environmental degradation and global inequalities. Ocean and polar regions are climate regulators and very much affected by climate change. They are an important source of nutrition for life in and above the sea. At the same time, they are subject to an increasing number of geopolitical and geo-economic conflicts. Due to the lasting virulence of many security issues, economic conflicts, legal disputes, new technological developments and environmental crises in global marine areas as well as the intricate overlap of sovereign, semi-sovereign and global commons territories, the relevance of ocean and polar governance is bound to rise: as frontiers both in global competitive strategies as well as most fragile eco-systems whose collapse would have catastrophic consequences. This thematic issue sketches important trends in research on ocean and polar governance, and identifies avenues for future research. In this editiorial, we first provide an overview of governance challenges for ocean and polar regions and their relevance for geopolitical and geo-economic conflicts. In a second step, we present the eight contributions that make up the thematic issue by clustering them around three themes: the impact of (re-)territorialisation on governance and the construction of authority, the effectiveness of regimes of ocean and polar governance, and, challenges to norm-creation in ocean governance.

The governance of ocean and polar regions is among the most relevant challenges in the combat against global environmental degradation and global inequalities. Ocean and polar regions are climate regulators and very much affected by climate change. They are an important source of nutrition for life in and above the sea. At the same time, they are subject to an increasing number of geopolitical and geo-economic conflicts. Due to the lasting virulence of many security issues, economic conflicts, legal disputes, new technological developments and environmental crises in global marine areas as well as the intricate overlap of sovereign, semi-sovereign and global commons territories, the relevance of ocean and polar governance is bound to rise: as frontiers both in global competitive strategies as well as most fragile eco-systems whose collapse would have catastrophic consequences. This thematic issue sketches important trends in research on ocean and polar governance, and identifies avenues for future research. In this editiorial, we first provide an overview of governance challenges for ocean and polar regions and their relevance for geopolitical and geo-economic conflicts. In a second step, we present the eight contributions that make up the thematic issue by clustering them around three themes: the impact of (re-)territorialisation on governance and the construction of authority, the effectiveness of regimes of ocean and polar governance, and, challenges to norm-creation in ocean governance.

MTI: Világszerte 560.327.177 ember fertőződött meg eddig a koronavírus-járványban, a halálos áldozatok száma pedig 6.366.268 a baltimore-i Johns Hopkins Egyetem péntek reggeli adatai alapján.

Bei einem tragischen Achterbahn-Unfall in Dänemark ist ein Mädchen ums Leben gekommen. Ein Wagen brach plötzlich aus. Dabei wurde die 14-Jährige tödlich verletzt.

How TikTok is being used by supporters of various political factions in the upcoming Kenyan elections.