With European elections coming up in May 2019, you probably want to know how the European Union impacts your daily life, before you think about voting. In the latest in a series of posts on what Europe does for you, your family, your business and your wellbeing, we look at what Europe does for patients getting treatment abroad.
Do you suffer from a medical condition that cannot be treated in your home country, or you have to wait too long for treatment? You might be interested to know whether you can access other EU countries’ health systems and if your home insurance will cover at least a part of the costs of getting treatment abroad.
EU rules on cross-border healthcare could come to your aid in such a situation. They grant patients the right to benefit from planned medical treatment, such as specialist consultation, surgery or treatment for a specific medical condition, in another EU country on the same terms and at the same cost as people who live in that country. While some countries may have restrictions in place for access to treatment for organisational reasons, these should not discriminate against patients coming from another EU country.
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And what about the issue of reimbursement? If the treatment is covered by your insurance, but is not available at all, or not in time, in your home country, your health insurer is obliged to reimburse your expenses up to the level of costs you would have normally incurred in your home country.
National Contact Points for planned medical treatment, either in your home country or in the country where the treatment is available, will help you identify the health provider offering the treatment you need. Your home National Contact Point also provides information about reimbursement options and about whether you need to ask for prior authorisation.
Further informationWith European elections coming up in May 2019, you probably want to know how the European Union impacts your daily life, before you think about voting. In the latest in a series of posts on what Europe does for you, your family, your business and your wellbeing, we look at what Europe does for people in an emergency situation.
Hopefully it will never happen to you, but many people find themselves in emergency situations while travelling abroad, because they have a car accident, need medical assistance or fall victim to a crime, for instance. The EU has set up an emergency phone number to enable you to get help quickly: 112. You can dial it anywhere in Europe for free to summon the local police, ambulance or fire brigade to your immediate assistance.
Meanwhile, since March 2018, all new cars have to comply with EU legislation and be equipped with the eCall on-board emergency call system. The system will be activated by sensors if you have a serious car accident and will automatically call the 112 number, communicating your car’s location, the time and the direction of travel, even if you are unconscious or unable to call. You can also trigger it manually by pushing a button in the car, for instance if you witness a serious accident. It is estimated that the system could save up to 2 500 lives a year.
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If you fall sick while travelling in Europe, EU legislation gives you the same right to state-provided healthcare as people insured in the country concerned, and if you carry the European Health Insurance Card, you can avoid paying upfront in most EU countries.
Another example of EU provision for people in emergency situations is the EU Civil Protection Mechanism, which supplies coordinated assistance to victims of natural and man-made disasters. This can include health assistance from the European Medical Corps, who send doctors and medical equipment in response to emergencies in and outside the EU.
Further information